Home Equity Line of Credit (HELOC)

No matter what’s on your to-do list, our Home Equity Line of Credit (HELOC)  can help you get the cash you need to get it all done. From home improvement projects to your dream vacation, a HELOC offers simple, affordable financing for all your spring-time plans.

With rates as low as 3.00% APR*, it’s never been easier and more affordable to:

    •    Upgrade your kitchen     •    Purchase new appliances     •    Fund your child’s education     •    Consolidate bills     •    Plan a vacation     •    And more!

This special low rate won’t last forever, so don’t delay in taking advantage of our Home Equity Line of Credit!

Call our mortgage team at 906.632.3134 to learn more today.

*APR= Annual Percentage Rate. Variable Rate subject to change twice a year on January 1st and July 1st based on the prime rate as published in the Wall Street Journal. Actual rate offered is based on credit qualifications. Maximum interest rate is 18%. Floor rate is 3.00%. Based on 5-year draw period and 15-year repayment period. Maximum loan to value is 80% minus any existing mortgage balance. No penalty for early repayment. Regular Mortgage appraisals and closing costs will apply.


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Important Numbers

AVA Toll Free: 877.811.8227
VISA Lost/Stolen US: 855.256.9752                                                                                                                                                                                       VISA Lost/Stolen International: 301.287.9906 
Debit Card Lost/Stolen: 877.230.3179
Debit Activation: 866.619.0245
Debit PIN Reset: 877.267.6914
Routing Number: 291173047

CheckFree Support: 844-775-9500

NMLS Number: 662854

Our Locations

Main Office
402 West Spruce Street
Sault Ste. Marie, MI 49783
PH: 906.632.3134
FAX: 906.632.3137

Kinross Office
4868 West M-80
Kincheloe, MI 49788
PH: 906.495.1161
FAX: 906.495.1163

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Important Message from Chippewa County Credit Union

Please note online banking security changes taking place on June 12, 2016. Visit the “Password and Challenge Question Changes” tab in the Menu on our Homepage for more information.

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